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Usury

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Usury sigil
Name: Usury
Guild: Usurers
Status: Regulated
Marking(s): Carries a set of scales

Usury is one of the thirteen primary Arcanoi from Wraith: The Oblivion. Those who master Usury can trade the very forces that wraiths thrive on.

Usury is, without a doubt, a very useful ability. With Usury, a wraith can exchange Pathos with another, heal their Corpus, or turn Corpus into Pathos and back again. The only real restrictions on this ability are that it only grows more powerful with experience, and that a Usurer must be touching their target for it to work.

Usurers have something of a dodgy reputation in the Shadowlands. While their powers hold much potential for noble and respectable acts, more than one Usurer has fallen prey to the suggestions of their Shadows and indulged in outright theft of wraithly forces. It is because of these schemers that Usury has become an art viewed with suspicion and scorn. The Hierarchy in particular has dealt with too many troublesome Usurers, leading to its keeping an eye on those who know the arts of Usury.

When Usury goes wrong, it usually results in a reverse flow from what the Usurer intended. For example, a Usurer trying to feed Pathos into another wraith may find themselves accidentally draining it instead. Needless to say, victims of these accidents are rarely happy with the Usurer when they happen.

Basic AbilitiesEdit

  • Assessment: A Usurer can estimate with some degree of accuracy the energy levels in an individual.

Standard PowersEdit

  • Menu hover bulletMenu bulletMenu bulletMenu bulletMenu bullet Transfer: A Usurer may transfer Pathos between themselves and another.
  • Menu hover bulletMenu hover bulletMenu bulletMenu bulletMenu bullet Charitable Trust: A Usurer may apply their Corpus to another to heal wounds.
  • Menu hover bulletMenu hover bulletMenu hover bulletMenu bulletMenu bullet Early Withdrawal: A Usurer can steal another’s life with a touch.
  • Menu hover bulletMenu hover bulletMenu hover bulletMenu hover bulletMenu bullet Exchange Rate: A Usurer can convert Pathos into Corpus and vice versa.
  • Menu hover bulletMenu hover bulletMenu hover bulletMenu hover bulletMenu hover bullet Investment: A Usurer can store Pathos or Corpus in a relic for later use.

Alternate PowersEdit

Wraith: The Great WarEdit

Usury abilities during the Great War are the same as the basic abilities and standard powers with the following exceptions, which replace the skills of the same level or where noted.

  • Menu hover bulletMenu hover bulletMenu bulletMenu bulletMenu bullet Charity: This ability is essentially the same as Charitable Trust.
  • Menu hover bulletMenu hover bulletMenu hover bulletMenu bulletMenu bullet Withdrawal: This ability is essentially the same as Early Withdrawal.
  • Menu hover bulletMenu hover bulletMenu hover bulletMenu hover bulletMenu bullet Danegeld: This allows a Usurer to "pay off" a Spectre with Pathos, preventing them from being attacked by that Shade.
  • Menu hover bulletMenu hover bulletMenu hover bulletMenu hover bulletMenu hover bullet Lien: With this ability, a Usurer forces a target to match any Pathos investments made in them or suffer damage.

Other BooksEdit

ReferencesEdit

Wraith: The Oblivion Arcanoi

The Great 13:

Argos · Castigate · Embody · Fatalism · Inhabit · Keening · Lifeweb · Moliate · Outrage · Pandemonium · Phantasm · Puppetry · Usury

Forbidden:

Flux · Intimation · Mnemosynis

Dark Arcanoi:

Contaminate · Corruption · Hive-Mind · Larceny · Maleficence · Shroud-Rending · Tempest-Weaving · Tempestos

Risen:

Fascinate · Serendipity

Jade:

Chains of the Emperor · Way of the Artisan · Way of the Farmer · Way of the Merchant · Way of the Scholar · Way of the Soul

Miscellaneous:

Behest · Connaissance · Displace · Kinesis · Leechcraft

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